Latest News & Updates

Cardholders Will See Changes at Point-of-Sale

Here are some new scenarios that might be encountered by Advantage Checkcard holders for transaction authorization and posting: The merchant terminal may ask for a signature but route the transaction to a PIN debit network. When a cardholder is given the option to choose “credit,” the transaction may not be routed to Visa. And, a […]

VRU Updates Improve PIN Security

The VRU is an automated system that handles card activation and PIN changes via the telephone. When a cardholder calls the VRU to change their PIN, the VRU will prevent the cardholder from selecting a new PIN that has repetitive digits (e.g., 1111) or sequential digits (e.g., 1234 or 4321) or that matches the last […]

Checkout Fees Not Allowed on Debit Cards

Effective January 13, 2018 surcharges (“Checkout Fee”) on credit and debit card transactions in the European Union are prohibited. In the United States, confusion about checkout fees still lingers; here are some facts you should know: 1.  The surcharge only applies to credit cards; it does not apply to debit cards (Advantage Checkcards for example) or prepaid cards (gift […]

Make sound decisions about charitable giving

Americans are the most generous donors in the world, and, on average, households in South Dakota and Minnesota generously gave 4.1 percent of discretionary income to charity. Here is some information to help you make sound decisions about charitable giving: Before giving to any charity, ask yourself: What’s my realistic budget for charitable contributions? What really […]

Business Checkcards make purchasing fast and easy!

Business Checkcards can be used for equipment, monthly utility payments, office supplies, and more! Business Checkcard holders have access to account funds at over a million ATMs and millions of merchant locations. Several cards can be ordered for each business, allowing employees access to company funds without carrying the business checkbook. Each employee will have […]

Advantage Fraud Rate Lowest of All Visa Debit Issuers

One of the reasons Advantage has such a low fraud rate is that we process disputes for all members in our network and receive all fraud notices. Because of this we are able to see fraud trends and common points of compromise before an individual institution would be able to spot them. In addition, Advantage offers […]

Surcharge-free access to 55,000 Allpoint ATMs Worldwide for all Advantage Cardholders

Membership in the Allpoint ATM Network is free to Advantage member financial institutions. Your cardholders receive surcharge-free cash withdrawal transactions (and other account access) at Allpoint ATMs, conveniently located in destination retail outlets including national and regional retailers such as Target, Kroger and Costco. This means you are not sending your cardholders to competing financial institution […]