Latest News & Updates

Signatures & PINs optional beginning in April

To continue the ongoing migration to EMV chip, and to bring increased convenience to the point of sale, Visa and other card networks are making the signature requirement optional for all EMV contact or contactless chip-enabled merchants in North America beginning April 2018. Each network is rolling out the change internationally in a different way. […]

Checkout Fees Not Allowed on Debit Cards

Effective January 13, 2018 surcharges (“Checkout Fee”) on credit and debit card transactions in the European Union are prohibited. In the United States, confusion about checkout fees still lingers; here are some facts you should know: 1.  The surcharge only applies to credit cards; it does not apply to debit cards (Advantage Checkcards for example) or prepaid cards (gift […]

Make sound decisions about charitable giving

Americans are the most generous donors in the world, and, on average, households in South Dakota and Minnesota generously gave 4.1 percent of discretionary income to charity. Here is some information to help you make sound decisions about charitable giving: Before giving to any charity, ask yourself: What’s my realistic budget for charitable contributions? What really […]

Business Checkcards make purchasing fast and easy!

Business Checkcards can be used for equipment, monthly utility payments, office supplies, and more! Business Checkcard holders have access to account funds at over a million ATMs and millions of merchant locations. Several cards can be ordered for each business, allowing employees access to company funds without carrying the business checkbook. Each employee will have […]

Advantage Fraud Rate Lowest of All Visa Debit Issuers

One of the reasons Advantage has such a low fraud rate is that we process disputes for all members in our network and receive all fraud notices. Because of this we are able to see fraud trends and common points of compromise before an individual institution would be able to spot them. In addition, Advantage offers […]

Surcharge-free access to 55,000 Allpoint ATMs Worldwide for all Advantage Cardholders

Membership in the Allpoint ATM Network is free to Advantage member financial institutions. Your cardholders receive surcharge-free cash withdrawal transactions (and other account access) at Allpoint ATMs, conveniently located in destination retail outlets including national and regional retailers such as Target, Kroger and Costco. This means you are not sending your cardholders to competing financial institution […]