To continue the ongoing migration to EMV chip, and to bring increased convenience to the point of sale, Visa and other card networks are making the signature requirement optional for all EMV contact or contactless chip-enabled merchants in North America beginning April 2018. Each network is rolling out the change internationally in a different way.
Pulse has announced that multiple national merchants will begin routing PINless transactions over $50 via PULSE PAY® Express (PPE) beginning in early 2018.
NYCE has also announced that PINless POS purchases at an EMV-enabled terminal greater than $50 will no longer require capturing a customer’s signature; the majority of PINless POS transactions through NYCE will be single-message rather than dual-message. NYCE PIN POS allows customers to receive cash back.
The choice to require a signature or PIN or not to require them is left to the merchant; updates may be needed at some terminals to accommodate the new program. Merchants must continue to collect signatures should a law in a particular jurisdiction require them to do so.
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Desktop computer? Yes! Tablet? Yes! Smart phone? YES! The Advantage ATM locator can now adjust display for any device! Give it a try! Don’t forget to update the link to the Advantage locator from your website.
The Advantage Network produces full-color, edge-to-edge, flat image chip Visa Checkcards and magnetic stripe ATM cards daily. That means we can deliver cards to cardholders sooner than many other networks and card production vendors in the country.
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The Advantage Network is excited to announce that we have migrated our ATM card and Checkcard production to a third-party vendor. The move will provide our member institutions with access to cutting-edge technology as well as providing quick turn-around and personal assistance for card pulls and other services.
The migration will also provide new opportunities to institutions once the migration is complete:
Ability to customize card packaging including the card mailer and envelope.
In-branch instant issuance and/or PIN-pad capability.
Individually customized card capability (put your pet’s photo on your Checkcard).
Contactless readiness. (Contactless card production is projected to be approximately three years out.)
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