Whether you checkout using chip technology or by swiping your card, your Advantage Checkcard is accepted worldwide and is protected by Visa’s Zero Liability Policy.
What is a chip card?
A chip card contains an embedded microprocessor that communicates with the merchant or ATM terminal during a transaction to prove the card’s authenticity. Chip cards will also have a magnetic stripe on the back to ensure they are accepted at terminals that are not able to process chip card transactions.
Enhanced fraud protection
When you complete a transaction at a chip-enabled terminal, a one-time code is generated for that transaction. This makes it nearly impossible to use stolen transaction data to create a counterfeit card, reducing in-store fraud.
Pay with confidence
All Advantage Checkcards are covered by several layers of security including continuous fraud monitoring and Visa’s Zero Liability Policy: you’re protected from unauthorized Checkcard transactions that route through Visa. Contact your financial institution for details.
Will a chip card work at an ATM?
Insert or swipe your card as directed. If the ATM is chip-enabled it will lock onto the card or ask you to reinsert the card to complete the transaction.
Will a chip card work for internet, mobile and telephone transactions?
Yes. These types of transactions will not change due to chip technology.