When you are trying to access the website using the Chrome internet browser you may be presented with a security warning such as the example here. This may happen when the full URL is not entered; type in the full website address ( and try again. You may also try to use Internet Explorer to access the site.

The website IS secure; here’s the Privacy Statement from the website: We take the security and privacy of your personal information very seriously; that’s why the Points2U website is fully encrypted and why a password is required to access certain aspects of the Points2U website.


2018 Holiday Hours and Card Production

The Advantage Network will be closing at 1pm on Monday, December 24th.  

Reports and posting files will be available at their normal times.

Daily card production will not occur Christmas Eve. Cards in the December 24th card production file will be processed Wednesday, December 26th. 

Also, daily card production will not occur on New Year’s Eve. Cards in the December 31st card production file will be processed on Wednesday, January 2nd.

Happy Holidays!

Fraud and Disputes Webinar Encore

Advantage has scheduled an encore presentation of our “Dispute and Fraud Training” webinar. The encore webinar has been scheduled for Friday, November 2nd at 10am CT.

The revised “Cardholder Statement of Dispute” can be found on the members site under “Forms, Manuals and Marketing Materials.”

The presentation slide deck has been emailed to all member institutions. If you have not received a copy, please contact Adam Lamprecht at 605-335-5104 or [email protected]

Action Required! Contactless card enablement project

The Advantage processor, FIS Global, is instituting a Mass Contactless Card Readiness and Enablement Program that includes all Advantage member institutions unless institutions individually opt out of the opportunity.

You must respond with your choice to opt in or opt out by October 18, 2018.  See below for details.

Please email Karen Bos-Carey at [email protected] no later than October 18th and indicate your choice to opt in or opt out.

Requests to opt in or opt out must be in writing. Your choice to opt in will be taken as agreement for Advantage to pass your choice to FIS and begin the enablement and billing processes.

The cost of FIS preparing your institution for enablement at this time is a deeply discounted $5,000: $3,500 to be included in the November 2018 invoice and $1,500 to be billed in 2019. This does not include any network pass-through or other related fees or card costs. If you decide to opt out of the mass enablement program, the future cost of readiness and enablement is estimated to be about $20,000.

If you choose to opt in, FIS will prepare the necessary paperwork and certification so your institution is a step ahead when you are ready to issue contactless cards. The enablement process will be completed during the second or third quarter of 2019. There is no mandate to issue contactless cards and no immediate deadline for beginning to issue contactless cards after enablement.

FIS is offering free webinars about the value of the mass contactless card enablement on October 4, October 11 and October 18 from 1-1:30p ET. Click here for information and to join the webinars.

You may also want to read a report about contactless cards from AT Kearney called It’s Time to Cash in on Contactless Cards and the FIS Success Guide: Making the Case for Contactless Payments.

If you have any questions, please contact Chuck Parsons at 605-335-5266 or Karen Bos-Carey at 605-335-2937.



FIS to present ATM updates webinar October 4th

The Advantage Network is pleased to announce a webinar scheduled for Thursday, October 4th at 10a CT on ATM products and services, security and Windows 10 implementation. The webinar will be hosted by FIS Global, the processor for Advantage ATMs.

All Advantage member institutions who own ATMs are encouraged to attend. More information and webinar log in information will be sent prior to the webinar.


Social Media Solution Introduced

Social media has become a mainstream marketing and communications tool. In fact, studies have shown that it’s probable that your cardholders already have used social media to research or discuss your institution. Whether you are actively using it to market or not, you are participating in social media. If your institution has not yet defined its social media strategy, now is the time to act.  

The FIS™ Social Media Solution can be used in a software-as-a-service (SaaS) model or as a broader service offering that allows you to select from a spectrum of choices. 

COMPLIANCE CONSULTING assesses your social media risk profile and develops a risk management program tailored to your company’s size, activities and risk profile. 

MARKETING CONSULTING assists you with creating and maintaining effective social media programs. 

BUSINESS PROCESS OUTSOURCING provides the resources you need to engage appropriately with customers and respond in a timely manner.

For more information please contact us at 605-335-5113.

Bring Real-time Payments to Your Cardholders

  • Attract and retain a younger demographic.
  • Increase cash flow for business accounts.
  • Implement tokenized transactions.

Explore the possibilities available with the FIS “Real-Time Payment Incubator.”

For financial institutions, revenue is realized from increased card-based payment volume and operational expenses are reduced as other payment methods are streamlined or replaced.

FIS Global, the processor for The Advantage Network, now offers a “Real-Time Payment Incubator” to Advantage member institutions. Explore the possibilities available for offering real-time payments solutions to your cardholders with no up-front costs, a short implementation timeline (4-6 months), and innovative strategies that take advantage of a variety of products and solutions.

For more information about the Real-time Payment Incubator contact us at 605-335-5113.


Tips to mitigate online fraud

Counterfeit card fraud has decreased by 66% as more merchants accept – and more cardholders use – Chip cards. However, in response, online fraud has increased 26%.

How can a financial institution mitigate online fraud for their cardholders?

  1.  50% of fraud is found by the cardholder. Help them reduce the chances of fraud on their cards by providing them with this information: Protect-yourself-from-fraud.
  2. Let cardholders know how to sign up for transaction alerts offered by your institution or Visa Purchase Alerts.
  3. Educate your staff about SecurLOCK fraud alerts as well as real-time rules authorization blocks and how to respond to each.
  4. Consider addition SecurLOCK Equip to your arsenal.
  5. Request free on-site or webinar training and user guides for your staff.

Contact us for details!