Advantage Fraud Rate Lowest of All Visa Debit Issuers

One of the reasons Advantage has such a low fraud rate is that we process disputes for all members in our network and receive all fraud notices. Because of this we are able to see fraud trends and common points of compromise before an individual institution would be able to spot them.

In addition, Advantage offers a number of best-in-industry products and services to member institutions including:
xxxx

  • Free Consumer Education/Awareness  The best defense against fraud is the cardholder. By being aware and engaged they can help protect themselves from fraud.
  • Checkcard Alerts About 50% of fraud is found by the cardholder.
  • Chip Card Production When you complete a transaction at a chip-enabled terminal, a one-time code is generated for that transaction. This makes it nearly impossible to use stolen transaction data to create a counterfeit card, reducing in-store fraud.
  • Data Navigator is a web-based tool that collects real-time data on all Checkcard and ATM card transactions made by your cardholders as well as all transactions made at your ATMs.
  • Debit Insights is a data analytics tool that provides information about the behavior of your cardholders so you can meet their needs with Checkcard products and features.
  • FIS SecurLOCK, Fraud Alert Management Fraud scoring and rules are applied to all Advantage card products and all card activity including ATM, PIN Debit and signature transactions.

Click Here to see more News and Updates

Surcharge-free access to 55,000 Allpoint ATMs Worldwide for all Advantage Cardholders

Membership in the Allpoint ATM Network is free to Advantage member financial institutions.

Your cardholders receive surcharge-free cash withdrawal transactions (and other account access) at Allpoint ATMs, conveniently located in destination retail outlets including national and regional retailers such as Target, Kroger and Costco. This means you are not sending your cardholders to competing financial institution ATMs.

As an ATM owner, you are not required to participate in the Allpoint Network, so you keep your surcharge income. Issuers may choose to charge or waive foreign service fees for Allpoint transactions.

Other benefits of membership include:

 

  • Freedom to market Allpoint ATMs as your own in messages to your cardholders.
  • Browser-friendly web-based ATM locator and customer FAQs (www.allpointnetwork.com)
  • Free ATM locator app for mobile devices including iPhone®, Android® and Blackberry®.
  • 24/7 IVR phone system with English and Spanish options.
  • Comprehensive “members only” Allpoint website which provides access to Allpoint graphics, marketing tips, and web banners as well as the ability to download and customize marketing collateral.For an additional fee, you can create a customizable ATM locator which incorporates your ATM locations as well as Allpoint locations.

Click here to find Advantage, In Balance and Allpoint locations around the world!

 

Click Here to see more News and Updates

Card production update: new opportunities for member institutions!

The Advantage Network is excited to announce that we have migrated our ATM card and Checkcard production to a third-party vendor. The move will provide our member institutions with access to cutting-edge technology as well as providing quick turn-around and personal assistance for card pulls and other services.

 

The migration will also provide new opportunities to institutions once the migration is complete:

  1. Ability to customize card packaging including the card mailer and envelope.

  2. In-branch instant issuance and/or PIN-pad capability.

  3. Individually customized card capability (put your pet’s photo on your Checkcard).

  4. Contactless readiness. (Contactless card production is projected to be approximately three years out.)

 

Click Here to see more News and Updates