The Advantage Network is a regional provider of EFT services. Our products and services include debit and stored-value programs, ATM driving and monitoring, and in-house card production.

Our success is due to our commitment to embracing new technologies and providing superior customer service. Our staff truly care about our members, their ATM and Checkcard programs, and their cardholders. From conversion onto the Network to daily operations, Advantage staff are available to guide and assist you. We’ll even come to your location for on-site training.


In addition, The Advantage Network compiles ATM and Checkcard transaction data for each of our participating members which is distributed quartly. This information provides a current snapshot of ATM and Checkcard performance as well as historical trending so that members can understand their programs and make decisions that positively affect their bottom line.


As new technologies and market demands create new opportunities, The Advantage Network continues to search for and employ products and processes that will benefit our members and their cardholders.


The Advantage Network  100 South Phillips Avenue Sioux Falls, SD 57104  [email protected]

Through superior member support and individualized strategies,

The Advantage Network provides real business solutions that deliver measurable results!

The Advantage Network Tidbits
·1978: The Advantage Network was started by The First National Bank in Sioux Falls with six ATMs. 
·1979: The bright orange plastic card and logo was introduced.  The orange is still a part of our long-standing brand image.
·1979: The Advantage Network adopted the off-premise philosophy of deploying ATMs when only four percent of the nation’s ATMs were off-premise.  This provided the impetus for financial institution sharing of ATMs.
·1981: Seven other institutions joined The Advantage Network.
·1994: The Advantage Checkcard was introduced, adding an electronic payment solution and the sharing decision was made to provide EFT/ATM/POS services to independently owned and operated financial institutions in South Dakota and the surrounding area.

·2012: The Advantage Network continues to grow, both in membership and volume. Currently, there are 55 member institutions operating 180 ATMs which acquire approximately 3 million transactions per year. Advantage Checkcards produce over 20 million ATM and point-of-sale transactions annually.